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The last thing that anyone wants is for their insurance rates to go up. Rates go up most often when we engage in risky driving behaviors. Often what causes the most risk on the road is not hidden dangers such as a loose pipe or outdated tires, but common everyday rules of the road that get neglected. Here are some laws and things you can do that keep you safer and keep your rates low. 

Use Your Turn Signal

It’s a simple flip of the switch, but it can save you and your passenger from an accident. One of the many reasons people have said they don’t use their signal is due to the fact that no one is behind them at the moment of turning. However, your signal isn’t just for those behind you but everyone driving the opposite way and those driving within the street you’re going to turn on. When it comes to using your turn signal, no matter how full or empty the road is, you must always turn your signal on, according to Automotive Fleet. After all, it’s the law.

Pass on the Left

There is a reason why many states have implemented “Keep right” laws. According to Emroch & Kilduff, passing on the right is far more dangerous than passing on the left due to right lane traffic conditions and decreased visibility. Although at times passing on the right lane is permitted under certain conditions, for the most part, it is currently not allowed. It might look tempting to cross over, but that fact is that you don’t know what’s on the other side. Accidents have been reported of vehicles hitting parked cars, suddenly rear-ending a semi because traffic slowed and much more. Simply said, do not under any condition other than being asked to by law enforcement should you pass on the right lane.

Wear Your Seatbelt

There is a long time quote that floats about when talking about seatbelts. It comes presumably from a retired highway police officer and goes like this, “I’ve never unbuckled a dead man.” The point of the quote is that seatbelts save lives. Often times the collision may not be powerful enough to deploy the car’s airbags but trust us it is enough to throw you around. Fortunately, most modern cars today have a distinct alarm when the driver and/or passenger have not buckled their seatbelt. According to the NHTSA, you should always make sure that those riding in the back also adhere to this law.

Yield to Aggressive Drivers

We all know them; they are aggressive, annoying and very dangerous drivers. It’s easy to get caught in the moment and attempt to block these people from putting everyone in danger, but the act of retaliation can place you in more danger. Therefore, as a defensive driver, you should always yield to these dangerous people. If the situation calls for it, have your passenger contact your local authorities to handle the situation.

Don’t ruin your insurance rates by driving recklessly. Take a deep breath, keep a good attitude, and put away the distractions — you’ve been driving for years, and you know how to drive well. Stick to the basics of defensive driving, and you’ll be able to drive around to your various activities happily and safely.

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